PayShare records expenses and income for an individual, couple, family, or group of friends. Transactions are stored in the user’s iCloud and shared only with invited people; participants can receive read-only or edit access. A personal Shortcuts automation can log Apple Wallet purchases and ask for a category, although automations may occasionally fail and require manual entry. The app also includes budgets, savings goals, recurring transactions, analytics, import and export, widgets, and offline use with iCloud sync. The U.S. App Store lists Premium at $4.99 monthly, $19.99 annually, or $39.99 for a one-time lifetime purchase. It requires iOS 18.5 or later on iPhone/iPad and macOS 14.2 or later on Mac. Apple’s privacy label lists purchases, coarse location, identifiers, usage data, and diagnostics for analytics as data not linked to identity; the developer also describes anonymous usage events and crash reports. Review sharing permissions and automation behavior before relying on automatic logging.







