Budget Planner 50/30/20
An offline budget planner based on the 50/30/20 rule, with expense tracking and a savings goal calculator.
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50/30/20 budgeting apps
Divide income among needs, wants, and savings with the 50/30/20 rule. Look for adjustable percentages and a way to reclassify spending that could fall into more than one group, such as a phone plan.
The three-way split gives you a view of essentials, discretionary spending, and savings goals in one place.
How to choose
- Enter a sample month with a mixed-purpose purchase and see whether it can be split between buckets.
Frequently asked questions
Can I change the percentages?
Look for editable targets if you want to compare a different split with the default.