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Zero-based budgeting apps

Assign every dollar of income to a budget category. Look for a way to assign each part of your income to a category, then move amounts around when spending differs from the plan.

Zerosum: Zero-based budgeting

A zero-based budgeting app for assigning income, planning savings, tracking recurring transactions, and sharing a household budget.

Give every part of the income you plan to use a destination, including spending, saving, and upcoming bills.

How to choose

  • Build a sample budget and move money between two categories after an unexpected purchase.

Frequently asked questions

How do I handle income that varies by month?

Look for the ability to budget income as it arrives and adjust allocations without rebuilding past periods.