Clarity gives you a compact view of monthly income, recurring expenses, debt, and the amount left after planned bills. You enter your own financial details instead of connecting a bank, then use payoff percentages and estimated final payment dates to follow balances over time. The app supports several debt types, 15 currencies, Face ID locking, and light or dark appearance. It does not require an account, and its App Store privacy label says the developer collects no data. This makes Clarity a straightforward manual tracker for people who prefer keeping accounts disconnected. Because entries depend on what you add and update, it will not automatically reconcile transactions or replace a full budgeting or tax service.

Clarity - Personal Finance
A private manual finance tracker for income, recurring bills, debt balances, and payoff progress.
Overview
A closer look at Clarity - Personal Finance.
A closer look
App screenshots
Choose with confidence
The useful details.
What it does
- Track income sources and repeating bills to estimate monthly money left over.
- Record debts and view payoff progress and projected final payment dates.
- Choose among 15 currencies and lock the app with Face ID.
- Use the app without linking a bank or creating an account.
A good fit for
- People who want a private, manual overview of bills and debt without bank connections.
Worth knowing
- Balances and expenses are not imported from a bank, so figures depend on your own entries and updates.
Frequently asked questions
Answers based on the app’s official listing and reviewed information.
What is Clarity - Personal Finance used for?
A private manual finance tracker for income, recurring bills, debt balances, and payoff progress.
What can you do with Clarity - Personal Finance?
Track income sources and repeating bills to estimate monthly money left over. Record debts and view payoff progress and projected final payment dates. Choose among 15 currencies and lock the app with Face ID. Use the app without linking a bank or creating an account.
Who is Clarity - Personal Finance designed for?
People who want a private, manual overview of bills and debt without bank connections.
What should you know before downloading Clarity - Personal Finance?
Balances and expenses are not imported from a bank, so figures depend on your own entries and updates.
Does Clarity - Personal Finance include paid features?
The reviewed listing reports no in-app purchases.
Which platforms support Clarity - Personal Finance?
Greatooly's reviewed app information lists iOS.
Researched from official sources; this is not a hands-on review. Last checked 2026-11-04.
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