MoneyDot is a deliberately simple budget tracker. Users set a monthly spending limit, then record purchases manually and see how much remains, including a visual grid of 100 dots that empties as spending accumulates. Recurring items such as rent or subscriptions can be entered automatically, and the app offers daily and monthly history, category views, a home-screen widget, multiple currency formats, and spreadsheet export. The US App Store lists it as free. The developer says data is stored on the device, with no account, bank connection, cloud sync, or ads. That local approach keeps setup small but also means there is no automatic bank feed or cross-device sync; users need to enter expenses themselves.
