Expense Tracker: SMS & Voice is a money manager for people who prefer a pay-cycle budget and quick transaction entry. Users can start a budget on payday, review daily spending, and track expenses, income, accounts, cards, and recurring bills. Purchases can be entered with a keypad, templates, voice, or supported bank messages; an optional Shortcuts automation can import certain bank SMS or Wallet purchase alerts for review. The listing says the app does not connect to a bank or read the Messages inbox, and that records stay on device with optional iCloud sync. Pro adds forecasting and more voice entries. The annual plan has a seven-day trial, with a monthly or lifetime option also listed.
