Tally - Budget Planner

Tally is a manual budget planner that helps users see what money is assigned, what remains, and what comes next. Add income, expenses, debts, recurring subscriptions, and savings goals; the app calculates a monthly budget and can estimate when debt may be paid off. It compares Snowball and Avalanche payoff approaches, summarizes recurring subscription costs, and recalculates a plan using the current date. The developer says information stays on the device, with no bank connection, account, cloud account, ads, or tracking. Local backup and restore are available. Tally is described as free to download and use, with no paywalls or subscriptions. Its projections depend on the numbers a user enters and are planning calculations rather than financial or debt-counseling advice; verify assumptions and obligations independently.